What happens to your insurance if your license is revoked?

On Behalf of | Jan 26, 2019 | Driver's License Suspension Or Revocation

When you were pulled over for operating your vehicle under the influence in Massachusetts, your license may have been revoked temporarily. This action prevents you from being able to legally drive for a period of time while you work to pay restitution for your choice. While you may think that your license’s revocation is limited to your driving privileges, it can also affect your insurance which is something you should be aware of.

Insurance companies rely on your commitment to driving your vehicle safely in order to supply you with the coverage you request. They also require you to maintain a valid driver’s license that shows that you do not have any infractions against you that could indicate that you are at risk of causing an accident. As such, a revoked license means your insurance coverage is negated until you are able to meet the requirements given to you by authorities before you are able to request that your license is reinstated.

According to, if you continue to drive on a revoked license and are involved in an accident, your auto insurance company will refuse to pay your claims. Another consequence of your policy being canceled is that once your license is reinstated and you seek insurance coverage again, your premiums will be raised significantly to reflect your driving record. Over time, and with a commitment to change your driving habits and avoid reoffending, your premiums may be lowered to reflect the changes you have made.

The information in this article is intended for educational purposes only and should not be taken as legal advice.